Our list of service offerings provides you with a comprehensive wealth management experience.
We all have unique goals. Our team is committed to providing a strong advisory relationship and integrated approach rooted in financial expertise and professionalism.
Wealth Management
We offer comprehensive wealth management services tailored to Canadian families, corporations, and foundations. Our team creates proactive risk strategies to help keep your portfolio on track, monitoring changing market conditions and parameters in your life. Our team prioritizes capital preservation and long-term wealth accumulation in our portfolios. See more on our approach to managing your wealth.
Financial Planning
Financial Planning is a broad service offering that we tailor to meet your specific needs. Combined with a risk analysis and assessment of your family wealth continuity plans, we present you with a clear portfolio and wealth plan, based on your goals and parameters. Solutions are identified to protect your portfolio from unforeseen costs, providing reassurance - in terms of where you are today and how we can help you get to where you want to be. See more on our financial planning process.
Proprietary Rules
We utilize a proprietary rules-based strategy for selecting specific assets within equity and fixed-income. This strategy, offered exclusively to our clients at Gerstel Wealth Management, eliminates personal bias towards individual investments, guiding our decisions over time. By doing our due diligence, this process ensures your portfolio holds an unbiased and strong selection of asset classes.
Retirement Planning
Retirement is both the largest future liability most people will have and the one that differs most from other investing goals. Planning for retirement can span many years and occurs within two distinct phases: accumulation and reduction. We help you determine the parameters for your retirement and write them into your portfolio long before you retire - rather than working with abstract market predictions, we help you balance your needs as circumstances shift and change. See more retirement resources.
Business Succession
A formal business transition plan helps determine how, when and to whom you’ll transfer your business. A plan also helps preserve your company’s value as it accounts for tax planning, preparing for a potential sale and any unforeseen events. Our team helps you understand your options and identify an effective strategy for execution.
Estate Planning
In collaboration with your accounting and legal professionals, we help design family legacy strategies using a detailed estate plan that has considerations for tax minimization strategies, possible risk factors, and potential family disputes. Structuring an estate plan helps ensure preparation for and execution of a smooth multi-generational wealth transition. A family legacy can have a lasting and multi-generational effect, and we are here to help you achieve any goals you may have in this area. See more resources on estate planning.
Personal Reporting
We believe that informed clients make better decisions. Our goal is to keep you informed through consistent channels of communication, while we review your portfolio’s performance and any material developments. In addition to daily online access, our team prepares customized quarterly performance reports, market commentary updates, brochures regarding important topics related to investments, as well as regular conversations regarding your financial plan and portfolio strategy.
